Fair and Equal Housing Opportunity Policy- A Federal Government
Policy
The Fair Housing Act
The Fair Housing Act prohibits discrimination in housing because of:
What Housing Is Covered?
The Fair Housing Act covers most housing. In some circumstances, the
Act exempts owner-occupied buildings with no more than four units, single-family housing
sold or rented without the use of a broker, and housing operated by organizations and
private clubs that limit occupancy to members.
What Is Prohibited?
In the Sale and Rental of Housing: No one may take any of the
following actions based on race, color, national origin, religion, sex, familial status or
handicap:
Refuse to rent or sell housing
Refuse to negotiate for housing
Make housing unavailable
Deny a dwelling
Set different terms, conditions or privileges for sale or rental
of a dwelling
Provide different housing services or facilities
Falsely deny that housing is available for inspection, sale, or
rental
For profit, persuade owners to sell or rent (blockbusting) or
Deny anyone access to or membership in a facility or service (such
as a multiple listing service) related to the sale or rental of housing.
In Mortgage Lending: No one may take any of the following actions
based on race, color, national origin, religion, sex, familial status or handicap
(disability):
Refuse to make a mortgage loan
Refuse to provide information regarding loans
Impose different terms or conditions on a loan, such as different
interest rates, points, or fees
Discriminate in appraising property
Refuse to purchase a loan or
Set different terms or conditions for purchasing a loan.
In Addition: It is illegal for anyone to:
Threaten, coerce, intimidate or interfere with anyone exercising a
fair housing right or assisting others who exercise that right
Advertise or make any statement that indicates a limitation or
preference based on race, color, national origin, religion, sex, familial status, or
handicap. This prohibition against discriminatory advertising applies to single-family and
owner-occupied housing that is otherwise exempt from the Fair Housing Act.
Additional Protection If You Have a Disability
If you or someone associated with you:
Have a physical or mental disability (including hearing, mobility
and visual impairments, chronic alcoholism, chronic mental illness, AIDS, AIDS Related
Complex and mental retardation) that substantially limits one or more major life
activities
Have a record of such a disability or
Are regarded as having such a disability
your landlord may not:
Refuse to let you make reasonable modifications to your dwelling
or common use areas, at your expense, if necessary for the disabled person to use the
housing. (Where reasonable, the landlord may permit changes only if you agree to restore
the property to its original condition when you move.)
Refuse to make reasonable accommodations in rules, policies,
practices or services if necessary for the disabled person to use the housing.
Example: A building with a "no pets" policy must allow a
visually impaired tenant to keep a guide dog.
Example: An apartment complex that offers tenants ample, unassigned
parking must honor a request from a mobility-impaired tenant for a reserved space near her
apartment if necessary to assure that she can have access to her apartment.
However, housing need not be made available to a person who is a
direct threat to the health or safety of others or who currently uses illegal drugs.
Requirements for New Buildings
In buildings that are ready for first occupancy after March 13,
1991, and have an elevator and four or more units:
If a building with four or more units has no elevator and will be
ready for first occupancy after March 13, 1991, these standards apply to ground floor
units.
These requirements for new buildings do not replace any more
stringent standards in State or local law.
Housing Opportunities For Families
Unless a building or community qualifies as housing for older
persons, it may not discriminate based on familial status. That is, it may not
discriminate against families in which one or more children under 18 live with:
A parent
A person who has legal custody of the child or children or
The designee of the parent or legal custodian, with the parent or
custodian's written permission.
Familial status protection also applies to pregnant women and anyone
securing legal custody of a child under 18.
Exemption: Housing for older persons is exempt from the prohibition
against familial status discrimination if:
The HUD Secretary has determined that it is specifically designed
for and occupied by elderly persons under a Federal, State or local government program or
It is occupied solely by persons who are 62 or older or
It houses at least one person who is 55 or older in at least 80
percent of the occupied units, and adheres to a policy that demonstrates an intent to
house persons who are 55 or older.
A transition period permits residents on or before September 13,
1988, to continue living in the housing, regardless of their age, without interfering with
the exemption.
Portions of the above text from US Department of Housing and Urban
Development. Reprinted legally under their site policy.
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